Job Description:
ü Conduct comprehensive credit assessments and risk analysis for loan applicants.
ü Review financial statements, cash flow projections, business plans, and collateral.
ü Perform credit scoring, rating, and due diligence for SME and corporate clients.
ü Prepare and present credit reports and recommendations to the credit committee.
ü Monitor existing loan portfolios to ensure credit quality and identify warning signs.
ü Coordinate with internal departments to ensure loan policies and procedures are followed.
ü Provide recommendations to improve credit approval workflow and risk management practices.
ü Stay updated on industry trends, regulatory changes, and market conditions.
Desired Experience and Skills includes:
ü Previous experience working in a bank or audit firm (minimum 2 years).
ü Strong knowledge of credit underwriting principles and lending practices.
ü Familiar with loan documentation, financial statement analysis, and credit scoring models.
ü Proficiency in Lao and English language (reading, writing, speaking) is required.
ü Strong analytical and problem-solving abilities.
ü High attention to detail and accuracy.
ü Excellent communication and reporting skills.
Qualification:Finance, Accounting, Economics, Business Administration, Banking or related fields.
Working location: Vientiane Capital, Lao PDR (with domestic and international travel).
Working time: from Monday to Saturday morning, from 8am to 5pm.
Salary: up to 1,500$
Report to owner.
Job Type: Full-time