Responsibilities
- Conduct evaluations on the collectability of the credit portfolio by focusing on credit analysis, documentation, and established reserves.
- Perform account management for non-performing loans.
- Create credit analyses as a basis for credit restructuring recommendations, considering business prospects and customer characteristics.
- Establish and maintain relationships with notaries, lawyers, and other judicial institutions within the scope of resolving non-performing loans.
- Provide periodic reports on transferred credits.
- Transfer rehabilitated credits back to the Lending Officer.
- Foster communication and provide support to other divisions and work units to achieve effective cross-functional collaboration.
- Implement Risk Management within the scope of assigned duties.
- Ensure the implementation of a system to improve the quality of the bank's credit portfolio.
- Manage credits delegated by the Lending Officer.
- Maintain the equipment and inventory within the Remedial Department.
Requirement
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field from reputable university.
- Good communication and interpersonal skills.
- Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude.
- At least 4 years of experience in special asset management, remedial, collection, or recovery within the banking industry.
- Proven track record in managing non-performing loans.
- Possess Certification of BSMR / LSPP Level 1.
- Have Restructuring Experience for Commercial / SME / FI.
- Knowing about auction process, Asset Sale Skill.
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