Business FunctionAs the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.Responsibilities* Financial & NPL* To achieve portfolio volume as targeted.* To set the overall strategy covering product, portfolio management and marketing strategy and ensure that the execution align with the sales strategy.* To implement cost effectiveness and efficiency across units within the Consumer finance Business.* To ensure high productivity is achieved across units within CF Business* To ensure good quality account booking from all portfolio channels.* Product & Channel* To develop innovative product which suits customer needs* To price the product in line with the risk associated with the product’s profile* Portfolio Management: * To support managing effective portfolio action to support the business activities* To ensure all program meet the designated target* To ensure portfolio indicators as per targeted* Process, Risk & Compliance* To ensure every process within the CF business is aligned with the business objectives and the bank’s policy* To set clear guidelines on applicable risk and compliance within CF Business* To prevent fraud case from happening within the CF business by focusing into 3 key areas (People, Process & System)* To live up the prudent and healthy culture with high integrity and credibilityRequirements* Strategic thinking with clear objectives* Relationship management skill and Conflict handling skill* Strong presentation & communication skill* Unsecured loan product knowledge* Basic credit and collection knowledge in unsecured lending* Basic P & L management skill* Minimum 2 years of experience in related fields.* Bachelor Degree from reputable university* Good communication and interpersonal skills* Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude